Saturday, February 5, 2011

Tired of the health care debate

I am tired. It's not exhaustion brought on by the flu or a cold. I can afford to buy over the counter medications for whatever symptom ails me or I can get a flu shot. For a small co-pay, I can visit my doctor's office for a tune up.

I am tired of all the crap about health care reform.

A Florida judge ruled this week that the legislation — specifically the part which requires everyone to have health insurance coverage — is unconstitutional.

Another federal judge in Mississippi, threw out the case on the constitutional issue. 

I get the concern over the Florida judge's ruling. If the government can require citizens to buy health insurance, why not make them buy California wine or peanut butter and jelly sandwiches.

My whole issue with health care reform is that we are all paying for it one way or another. Sure one person may want to invest in a big screen TV vs. the weekly deduction from his paycheck for health insurance. But, what happens if that guy has a medical emergency?

Go to the ER? Yes, and he will receive treatment. Eventually, he might be able to get help from some government agency or indigent funds from the hospital. Where do those funds come from? Well, everyone else. You pay for others medical care through your increased health insurance premiums or through taxes.

If the person without insurance doesn't have an emergency, maybe they just feel bad and eventually are diagnosed with cancer. The ER doesn't help in that case. Then, the person has to beg physicians and pharmaceutical companies to provide them reduced cost services or for free to keep them a live.

It all makes my head numb. A lot of people don't believe they need health insurance. After having a serious medical emergency in my family, I can't imagine life without health insurance. It saved a life and saved us financially.

This is why the health care debate gets so heated. There are people, who say I will pay out of pocket for medical expenses, or say they will deal with an emergency if it arises.

Then, there are people like me — who sees the value in it. Who believes that we pay for all those uninsured anyway, so why not have an organized system to handle this?

I'm not saying the health care overhaul passed in 2010 is perfect, but it's a start.

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